iNOVA

iNOVA provides a comprehensive Card Management System for banks to issue electronic cards, including magnetic-stripe, EMV™ chip, and virtual cards.

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iNOVA

The prevalence of electronic cards in our society is now well entrenched. However, electronic card features provided by banks can vary greatly. Choosing the right Card Management System is the key to ensuring that the card services you provide to your customers are broad enough to meet all their needs and tailored enough to make your organization cost-effective.

iNOVA provides a comprehensive Card Management System for banks to issue electronic cards, including magnetic-stripe, EMV™ chip, and virtual cards. iNOVA is designed to address the highly volatile world of electronic cards and the low-edge debit card business. It provides a modularized, high-volume financial system with rich functionality and an all-inclusive processing environment for card issuance and merchant acquisition.

iNOVA uses modern, open systems architecture to offer a single platform for a complete end-to-end card management solution based on flexible, modular technology. iNOVA enables you to issue debit and prepaid cards. It offers great flexibility to allow customers to rapidly configure and launch new products. iNOVA supports industry-leading card security standards, including PA-DSS and EMV, which will give you the advantage of efficiently meeting regulatory and compliance standards.

Features

Time to Market

Identifying the need to design, develop and launch new products very quickly, iNOVA uses template-based product configuration. By integrating product attributes (such as permissions, limits, fees, etc.) into templates, which are then used for product configuration, new products can be launched rapidly.

Fault Tolerance

iNOVA provides flexible configuration tools to help card issuers instantly create innovative card products. It enables Issuers to issue proprietary and globally branded card schemes. By choosing from a set of pre-defined card features, card issuers can design targeted card products including debit cards, pre-paid cards, loyalty and reward cards to meet their card program requirements. Issuers can enrich existing products with value-added-services to attract customers

Flexible Configuration

iNOVA provides flexible configuration tools to help card issuers instantly create innovative card products. It enables banks to issue proprietary and globally branded cards such as Visa and Mastercard. By choosing from a set of pre-defined card features, card issuers can design targeted card products including debit cards, pre-paid cards, and loyalty cards to fully meet customer requirements.

Design Innovation

iNOVA helps banks and financial institutions design new card products easily and offers complete lifecycle management to concur with new product initiatives. This unique approach gives Issuers the apparatus they need to remain at the competitive edge.

Rapid Deployment

iNOVA is designed to integrate into virtually any infrastructure swiftly. It has a suite of online, offline, and real-time options for integrating with legacy banking systems, authorization switches, payment scheme networks, and data warehouse systems.

Industrial Expansion

iNOVA ensures rapid expansion across regions through its multi-tenant, multi-currency, and multi-language support. It defines fund sources, accommodates different account debiting options across all channels.

Fee Engine

iNOVA's flexible fee engine helps issuers integrate and automate their fee structure. It supports a wide range of transaction and event fees, including fixed thresholds, percentages, and time limits to help financial institutions maximize revenue.

Our Products

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iDRS

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Contact Us

iPath Logo

iPATH (Pvt) Ltd is an innovation factory that builds products using quick development cycles personalized to organizations’ strategic needs.

iPath Pvt. Ltd. 9th Floor,
Kawish Crown Plaza,
Main Shahrah-e-Faisal
Karachi Pakistan.

+92 21 111 767 911

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