iMPACT

Resilient Architecture

iMPACT’s resilient architecture is designed to ensure the system can withstand unexpected failures or errors, minimizing the risk of downtime and data loss. The platform is designed to scale easily, allowing businesses to accommodate growing demand without having to invest in costly infrastructure upgrades. This results in improved system reliability and availability, greater cost-effectiveness, leading to increased customer satisfaction and loyalty.

Fault Tolerance

Being a fault-tolerant system, iMPACT provides complete hardware redundancy, reflecting applications across two or more identical systems running in series. This fault-tolerance ensures the system's availability and continuous operation during the unintended service disruption. If there is any problem with the main system, the mirror backup system will take over without loss of service. Unnecessary fault-tolerant systems are complex and often expensive to operate, making them ideal for operations where any downtime is unacceptable.

High Availability

Business continuity is defined as the ability to withstand all interruptions (planned, unplanned, and disaster) and provide continuous processing for all essential applications. iMPACT ascertains the lowest outage time and assures minimum recovery time objectives so that customers and applications can continue working without disruption. At the same time, it has a strong recovery point objective to deliver complete business continuity solutions .

Multiple Channel Support

iMPACT operates on a wide variety of industry platforms. It can be deployed to either replace legacy Enterprise Services Bus or complement existing banking systems to drive innovative products towards a new line of business and provide a complete end-to-end digital banking solution.

Strong Cryptography

Cryptography plays an essential role in banks and financial service firms to ensure that all their essential data is processed securely. For protecting data in transit, iMPACT supports transportation layer security (TLS, SSL, HTTPS, FTPS, etc.). For protecting data at rest, iMPACT uses strong cryptography to secure sensitive files and the storage drive itself.

Time to Market

The flexibility of the solution allows you to quickly deploy new channels and services without delay. iMPACT is a competitive differentiator in the marketplace, offering cost-effectiveness, minimal downtime, zero missed opportunities, and agile change management.

Enriched Adaptability

iMPACT can operate in a wide range of transactional ecosystems, from standalone ATM / POS networks that support a single bank to interface with domestic and international networks, to payment service providers, payment gateways, multi-institution processors, multi-institution Banking-as-a-Service Platforms and Cloud financial service providers.

Security Standard

iMPACT’s PA DSS-certified payment platform ensures that it is fully compliant with industry standards for secure payment applications, which can give organizations a competitive advantage due to simplified validation process, enhanced security, increased customer confidence and avoid potential penalties and fines.By obtaining a PA-DSS certification, iPath reassures its commitment to developing secure payment applications, which can increase customer confidence in their products.

Smart Switching

iMPACT provides Smart Switching – routing transactions to multiple hosts based on business rules – and ensures each transaction is successfully delivered to right recipient based on message originator and type of message.

Improved Reliability

iMPACT improves the reliability of complex transaction processing via fully integrated, end-to-end encryption with the inclusive range of services required to complete the transaction life cycle.